SME Banker
Antoine Zarifeh

About the job:

What you do

As an SME Banker (Banker for Small & Medium Companies), you receive and evaluate applications from people or companies who want bank loans. You determine whether they quality for the loans and then approve their applications. You also make sure the financial information provided in loan application is complete and accurate.

The tough stuff

As an SME Banker, you will have to:

  • Take initiative in order to move up the ladder
  • Follow the rules and protocols at all times
  • Adapt to the routine-based environment of a Bank
The cool stuff

As an SME Banker, you will get to:

  • Help realize the dreams of small business owners
  • Support the Economy, by encouraging the growth of Small local Businesses
Typical work hours
  • 40-50 hours per week
  • 10-20% weekends

As a SME Banker, you mostly work during normal hours; but you may work on weekends when the banks are open.

Are you the right fit?

Classes you should be good at
  • Math
  • Economics/Business
Best high school track(s)
  • Economics/Sociology
Personal qualities
  • Understanding what you hear
  • Understanding written information
  • Expressing yourself verbally
  • Problem Sensitivity
  • Mathematical Reasoning
  • Good With Numbers
  • Reasoning & Problem Solving

Will you make money?

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Education stuff:

Education required
  • In most cases, you will need a Bachelor’s degree in Business or Finance. You also need experience and knowledge in finance, business, accounting and related areas in order to succeed at this career.
Helpful resources
Local universities
International universities

Video Description

Ever wondered what it was like to work in a bank? What types of departments are inside a bank? Which department of the bank is concerned with helping clients grow their businesses?

In this Nooreed Insider Interview, Banker Antoine Zarifeh introduces the concept of Small and Medium Sized Enterprises and talks to us about his career in analyzing risk, studying business plans and much more.


Antoine Zarifeh was the most serious banker in his group of 10-year-old friends while playing the boardgame Monopoly. Today, he serves as Head of Small & Medium Entreprises at Fransabank. He's been working in the Banking Sector for years and encourages students to take initiative to grow in whichever company they choose to work for.